PLEASE READ THESE TERMS (the “Terms”) CAREFULLY BEFORE USING THIS SITE. The Materials on this Website (the “Site”) are provided by Perspective Partners, LLC, (together with its subsidiaries, parents and affiliates, “Perspective Partners”, “we” or “us”) as a service to its customers and may be used for informational purposes only. By accessing this Site, you agree to these Terms and to the terms contained in our Privacy Policy, available elsewhere on this site. If you do not agree to them, do not use the Site. The Terms are entered into by and between Perspective Partners and you. 

OWNERSHIP OF MATERIALS: You acknowledge and agree that all content and materials (collectively “Materials”) available on this Site are protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, and that all right, interest and title to which is owned by Perspective Partners. All Materials provided on this Site are provided by or to Perspective Partners by its manufacturers, authors, developers and vendors (the “Third Party Providers”) and is the copyrighted work of Perspective Partners and/or the Third Party Providers. Except as stated herein, none of the Material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Perspective Partners or the applicable Third Party Provider. No copyright and other notices that are contained in Materials that are copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted shall be removed. No part of the Site, including logos, graphics, sounds or images, may be reproduced or retransmitted in any way, or by any means, without the prior express written permission of Perspective Partners. You also may not, without Perspective Partners’ prior express written permission, copy any Materials contained on this Site or any other server, or use any Perspective Partners Marks for any purpose. “Perspective Partners Marks” means any names, marks, brands, logos, designs, slogans, trademarks, trade dress and other designations Perspective Partners uses in connection with its products or services including, but not limited to NestUp® and DIAL. 

LINKS TO OTHER MATERIALS: This Site may produce directly or indirectly links to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under our control, and you acknowledge that we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply our endorsement of the site. We respect the intellectual property of others and ask that others do the same. If you believe that your copyrighted work has been copied and is accessible on this Site or through any service provided by us in a way that constitutes copyright infringement, you may notify us by providing our copyright agent with the following information:

  1. The electronic or physical signature of the owner of the copyright or the person authorized to act on the owner’s behalf.
  2. A description of the copyrighted work that you claim has been infringed and a description of the infringing activity.
  3. Identification of the location where the original or an authorized copy of the copyrighted work exists, for example the URL of the website where it is posted or the name of the book in which it has been published.
  4. Identification of the URL or other specific location on this Site where the material that you claim is infringing is located; you must include enough information to allow us to locate the material.
  5. Your name, address, telephone number, and email address.
  6. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
  7. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf. Our agent for notice of claims of copyright infringement on this site can be reached as follows: By mail: Perspective Partners, LLC, 290 Woodcliff Drive, Fairport, NY 14450.
     

DISCLAIMER:  PPI DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE THAT THE INFORMATION, DATA, ANALYSES AND OPINIONS CONTAINED IN ANY PRODUCT OUTPUT, WHETHER IN TEXT, GRAPHIC, NUMERIC OR OTHER FORM, DO NOT CONSTITUTE INVESTMENT ADVICE OFFERED BY PPI. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. PPI WILL NOT BE CONSIDERED AN “EXPERT” UNDER THE SECURITIES ACT OF 1933, AND NEITHER YOU NOR ANY USER WILL NAME PPI AS AN EXPERT UNDER ANY CONDITION WITHOUT PPI’S EXPRESS PRIOR WRITTEN CONSENT. FURTHERMORE, YOU ACKNOWLEDGE THAT NEITHER PPI NOR ANY CONTENT PROVIDER IS AN INVESTMENT ADVISOR UNDER THE 1940 INVESTMENT ADVISORS ACT AND THAT THE PRODUCT AND THE PRODUCT OUTPUT ARE NOT DESIGNED OR INTENDED TO SATISFY ANY LAWS OR REGULATORY REQUIREMENTS GOVERNING INVESTMENT ADVISORS. THE INFORMATION CONTAINED IN THE PRODUCT OR PRODUCT OUTPUT IS NOT TO BE CONSTRUED AS INVESTMENT ADVICE OR ANY OTHER TYPE OF ADVICE. IT IS FOR INFORMATION ONLY. PPI DOES NOT WARRANT THAT THE PRODUCT COMPLIES WITH THE SECURITIES LAWS OR REGULATIONS OF ANY JURISDICTION OR WITH THE REQUIREMENTS OF THE NASD. 

SECURITIES MATTERS: Information provided on this Site is in no way intended as an offering or a solicitation of a security that may be referred to on the Site. Such information is not intended for distribution to, or use by, any person in any jurisdiction where such use would be contrary to law or regulation, or which would subject us to any registration requirement with such jurisdiction. We are not offering services in states in which we are not properly registered.

INVESTMENT INFORMATION: Any suggested investment objective and asset allocation may be based on information you provide to us and are one of a number of approaches that may be appropriate given an investor’s circumstances. This information should not be considered investment advice or serve as the sole or primary basis for making investment decisions. Instead, it should be considered together with all other information you deem important in making your investment decisions.

SERVICE PROVIDED: The services provided by us, including, but not limited to NestUp® and DIAL are one-time, non-discretionary services, the results of which are based on the market information available at the time the service is performed. PPI recommends that individuals review their investment objective and strategy periodically, and at least annually. Any objectives-based options identified in these Materials are presented only as options you may wish to consider. No information provided via this Site is a recommendation to buy or sell any mutual fund or other security, and there may be other investments available that investors may consider more appropriate to satisfy their goals. We are not responsible for a loss incurred on any investment nor do we represent or guarantee the suitability or potential value of any particular investment.

All mathematical calculations and program assumptions have been designed and programmed by us.

TERMINATION OF THIS LICENSE: We may terminate this license at any time if you are in breach of these Terms. Upon termination, you will immediately destroy the Materials and provide, upon our request, written certification that they have been destroyed. 

APPLICABLE LAWS: This Site is controlled by Perspective Partners from its offices within the United States of America. We make no representation that Materials in the Site are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the Materials in violation of U.S. export laws and regulations. Any claim relating to the Materials shall be governed by the internal substantive laws of the State of New York. 

GENERAL: We may revise these Terms, and the Terms of our Privacy Policy, at any time by updating this posting and/or our Privacy Policy posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site. 

TRADEMARKS: ©2020 Perspective Partners, LLC. All rights reserved. “Perspective Partners” and the Perspective Partners logo are trademarks of Perspective Partners, LLC.