Effective October 1, 2020

Introduction: Your (“You” or “Your”) privacy concerns are important to Perspective Partners, LLC (“US,” “We,” or “Ours”) and protecting Your privacy and safeguarding Your information is one of Our highest goals. You need to know that information is being collected about You through Perky, The Benefits Guide, and/or DIAL Insights (“Service”) and how Your information may be used. To that end, this Privacy Policy explains what information We may collect about You and what we may do with that information.

1. Collection of Information.

In connection with Your use of the Service, You will provide the majority of the information We collect about You. For example, We may require You to provide certain information, including, but not limited to, Your name, mailing address, e-mail address, telephone number, and other personally identifiable information. In using the Service, You may also be asked to provide demographic, and other information about Yourself and Your family so that We may provide you with useful information to help you make informed choices regarding Your benefit options. Other information collected by Us may be provided automatically when You access the Service, such as observing Your use of the Service, through the use of cookies (described below) or other metadata and may be obtained from other sources such as Our business partners.

2. No Collection of Children’s Personal Information.

Our Service is intended for general audiences and commercial use. We do not knowingly collect any personal information directly from individuals under the age of 16.  We reserve the right to delete any information We believe to be in violation of this Privacy Policy. Please see Your California Resident Rights.

3. Use of Information.

We use Your information to provide Our Services to You. The information We collect also enables Us to refine and offer better Services to You. We may share the information We collect about You with Our affiliates, service providers, vendors, and agents and with Your employer and Your employer’s affiliates, service providers, vendors, and agents.  An affiliate is a company that is owned, controlled or under common control with Us, Our parent company, Your employer or Your employer’s parent company.

4. Cookies.

When You use the Service, We may place a text file called a “cookie” on Your computer or mobile device. A cookie is a small piece of information that a web-service can store on Your web browser and later retrieve. A cookie enables the Service to recognize You as a prior user, provides the Service with information regarding Your prior use and assists Us in determining what portions of the Service are most appropriate for You. Your web browser may provide You with the ability to not accept cookies. However, in order to take full advantage of the Service, We recommend that You accept cookies from the Service.

5. Disclosure.

We do not sell, license, lease or otherwise disclose Your information to any parties other than as described in Section 3, above; except that We may disclose Your information when We believe, in good faith, that disclosure is reasonably necessary to comply with laws, law enforcement or court orders, or to protect the rights, property, or safety of other persons, including Our own rights. Notwithstanding the previous sentence, We may use, sell, or otherwise distribute aggregate statistical information provided that such information will not identify You. We may share Your information with Our affiliates and those of Your employer to evaluate the suitability of and/or to offer additional services or new products to You.

Your information may be stored and processed in the United States of America or any other country where We or Our service providers, agents, or vendors have server rooms. Your information may be transferred outside of Your country.

If You access the Service using a password, You are solely responsible for maintaining the confidentiality of that password. If You provide someone else with access to Your password, then they will have the ability to view information about Your account and make changes to Your account through the Service.

We may provide Your information to Our service providers, agents, and vendors who need to know such information, and then only to the extent necessary for the purpose of enabling the service provider, agent, or vendor to perform its tasks assigned by Us with regard to Our performance of the Service.

6. California Resident Rights.

We provide this additional privacy policy notice to California consumers about Our personal information sharing practices regarding the California Consumer Privacy Act of 2018 (CCPA).

We operate under the service provider provision of the CCPA for employer contracted services. Personal information is not collected, retained, sold, disclosed, or used for any purpose other than performing the Services contracted by Your employer or those other purposes disclosed herein. 

You have the right to request that We disclose certain information to You about Our collection and use of Your personal information over the past 12 months. Once We receive and confirm your verifiable consumer request, We will disclose to You:

  • The categories of personal information We collected about You.
  • The categories of sources for the personal information We collected about You.
  • Our business or commercial purpose for collecting that personal information.
  • The categories of third parties with whom We share that personal information.
  • The specific pieces of personal information we collected about You.
  • If We disclosed your personal information for a business purpose, two separate lists disclosing:
    • sales, identifying the personal information categories that each category of recipient purchased; and 
    • disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained. 

Only You, or someone legally authorized to act on Your behalf, may make a verifiable consumer request related to your personal information. The verifiable consumer request must:

  • Provide sufficient information that allows Us to reasonably verify You are the person about whom we collected personal information or an authorized representative; and
  • Describe Your request with sufficient detail that allows Us to properly understand, evaluate, and respond to it.

We cannot respond to Your request or provide You with personal information if we cannot verify Your identity or authority to make the request and confirm the personal information relates to You. 

If California residents have questions about the use of their information with regards to Our Services provided to their employers, please contact Us by sending an e-mail to ppiops@perspectivepartners.com or sending a letter to the mailing address listed below. 

Perspective Partners, LLC
290 Woodcliff Drive
Fairport, NY 14450
Attention: Shelby George, CEO

7. Third Party Sites.

If Our Service contains links to or from any other websites, We are not responsible for the privacy practices or the content of such websites. If you have any questions about how these other websites use your information, you should review their policies and contact them directly.

8. Consent.

By using the Service, You consent to the collection and use of Your information as set forth in this Privacy Policy. We can change this Privacy Policy at any time without notice to You. By continuing to use the Service after We have posted the changed Privacy Policy, You agree to and accept such updated Privacy Policy. You should periodically check the Service for changes to this Privacy Policy.

9. Additional Information.

We welcome Your questions, comments, and requests for additional information regarding privacy and the Service.  You can contact the Us by sending an e-mail to ppiops@perspectivepartners.com or sending a letter to the mailing address listed below. Please include Your contact information, name of the Service, and a detailed description of Your request or privacy concern.

Perspective Partners, LLC
290 Woodcliff Drive
Fairport, NY 14450
Attention: Shelby George, CEO

You accept and agree to be bound by this Privacy Policy and the Service’s Terms of Use.